Want a story? Bank of America against God and His Children. We were looking for our first home and was told we could afford one with zero down, zero credit and zero at closing. Both of us working but was never able to build credit because we had a zero credit score, noone would lend to us, not even a gas card, because we were judged by a credit score. We signed a "LOCK-IN AGREEMENT" for a 30 year fixed FHA loan at 5.75%. At signing we noticed it was a different loan and called Countrywide immediately. They said "You didn't qualify for the cheaper loan, we thought we told you". I said "No you did not, now we don't have anywhere to live". They said" well you can't afford the cheaper loan". So we were put into a preditory loan or my family on the street, since they knew we had already made arrangements to vacate the previous property. In 2008 I lost my job due to workplace bullies and liars, as well as health insurance loss for my family. I forgave them all and moved on without retaliation, still making payments with wifes income and unemployment which eventually ran out. We struggled with countrywide trying to get our original locked in loan agreement and we didn't qualify. The laon was sold to Bank of America which we didn't want to do business with because of their judgements, preditory actions and exploitation against wage earners, but was forced to anyways. We hired a company to modify our loan with promise to return our money if they couldn't modify our loan. They couldn't and made it look like our fault because they wanted us to lie to the bank telling them we had a tenant paying rent, which was not truth. They did not refund our money. The state made first time home buyer tax credits for 2008 and 2009 but we didn't qualify for those either. We've given all personal documents of proof of income and every penny we spend to Bank of America for 6 attempts to modify our loan to our original lock-in agreement but the only response was to 2 of them, we didn’t qualify, the other 4 times we were ignored. We are being ignored to our QWR of all documents, where our lock-in agreement is that shows proof of predatory loan, and reasons behind loan payment amount changes was, we are foreclosing on your loan. Where is the mortgage police? I came down with what the hospital said was walking pnuemonia and with no insurance, 3 days in the hospital room with a couple of breathing treatments, cost $13,000. Medi-cal said they would pay 3 months back, I said ok. They got the bill and my family was kicked off of medi-cal immediately saying we didn't fill out our yearly income report status, when it was only started a couple months prior. Tried getting medi-cal for family again and was denied. By law and by what is written in our loan, Bank of America must give us all documents about our loan after being requested and its been 3 years now, wheres my LOCK-IN AGREEMENT and why does bank of America get to be in default of our loan and not listen to us and our rights, but yet they force us to listen to their demands or my family becomes homeless. Because of all this against us, I had no choice but to repent, turn to God, become a true Child of God and Son of Man, seeking God with All His Righteousness and purity, becoming One with Him and Him in Us. Now Bank of America comes against Gods Children and against God Himself, for not listening to our rights, so shall Bank of America be foreclosed on, by God's Power through Solar Flares, imparting upon them, the same homelessness they wish upon us. Other bank accounts started charging us $10 a month just because we are poor and cannot keep $1,500 in a bank account. They rob from God and His Children, so shall the same be upon them. We cannot afford an attorney's greed against the poor either nor do we want to pay for our rights not being listened to. This is racism against those following Gods ways and is not an equal opportunity for us as claimed by banks, we are judged according to our credit, to give non equal loans. The rich with excellent credit scores gets cheap loans and the poor gets preditorized with expensive loans. This bank is not for America and needs America's name staken away from them. What's equal about a poor child of God having to eventually pay $550,000 on a loan of $190,000 on a property and house worth $145,000, when a person richer only has to pay face value or half as much as I? Look what has happened since 2008 to these that came against me. Employers, bullies, liars, gays, health insurance, hospital billing, gov insurance, unemployment, mortgage, banks, exploiters of wage earners, other countries governments realities and destinies and even Americas beliefs and worship, has come against God's Children and even against God Himself. So this is the year for the thief in the night/storms, earthquakes, floods and reavelations, to come upon those that do and inflict these things against God's Children. 70 weeks were given as prophecy of mercy then 1,335 days until the time of the end of mans ways against us as stated in NKJV bible Daniel 9-12, book of Joel, Isaiah 65,66, Malachi 3,4, 1st Corinthians 15, 1st John 3,4,5, John 17, John 3 and Revelations 19 to the end is here and NOW! Through God and His Son Jesus Christ name, Spirit, Body, Love and Substance of living Christ, added unto the Sun, Solar Flares, CME's, Radiation, energy, light water and All substance right Now, to pour out upon All things in the universe, Heavens and beyond, especially upon and with All on and in Earth. Solar flares with God, air with God, water with God, Space with God, All has accepted God, when will mankind accept, the living God in All and treat All as God being with them? Verry soon I hope for there is a scourginging, purging and everlasting purification here and now eternally and where I know God and His Son to be, let noone ever be able, to remove Him, only themselves shall they have power to remove their living pressence from God's pressence, only to realize, they still have life, in their own conscience accepted. The world and universes of existences, should not have remained, against God, His Children, His Word and His Creations. They should have repented when they were told to. No unbelieving, defiled, impure, nonrighteous, sinful, idolatrous, hateful, blasphemous, homosexual, mortal, diseased, or perishing creature, shall be able to enter or exist, inside of God's Heaven or creations, which is and pierces through All Heavens and existences of creations and beings. What doctrine says otherwise?
Is because I am White, Indian, American or Christian? Now instead of B of A adhering to our rights and answering our QWR and our request for the lock-in agreement they for some reason don't have, which shows proof of them upholding preditory lending practices and neglect towards their borrowers rights, they put my house into pre-foreclosure and it gets put up for sale at 2/3 for what my loan is. I still can't get my lock-in agreement. I tried to get it from Countrywide and they sold out to B of A. Now B of A is doing the same thing. So because B of A is doing the same as Countrywide did to me, so will B of A fail in the name of our Lord, Jesus Christ, Amen. All B of A had to do was give me the cheapest loan available at the time and give the same equally to everyone no matter what their credit score was. But they made sure of it that I DID NOT HAVE NOR GET AN EQUAL HOUSING OPPOTUNITY NOR LENDER. B of A has come against God and His Children, so shall He give banks, the same they render unto Us.
