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Lloyd Standish on

Update:

Today I got a phone call from a very nice USPS representative, saying the problem was caused by my accessing my account from outside the USA.  The rep (a lady) authorized my foreign IP number, and said I should not have any more trouble.

In sum, if your account is blocked for postage purchases, there must be a reason (in my case, my foreign IP).  Other causes might be a mismatch between the billing address you enter for the card, and the bank-recorded billing address.