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An hour ago I was thoroughly embarrassed when my card was declined while taking people out to dinner. The waiter a 19 year old chuckling boy brought my card back with the news. I looked in my mobile app and it showed all three of my accounts having 0.00 balance. I thought it was identity theft and immediately tried by and t fraud where I found noone to talk to during 3 hours of trying. Very sad that we can panic and they deal with it later
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