Site: Wells FargoWhen logging into my account, heading to direct pay, logging in with my FOB code, I get an "external system is currently unavailble" message. Has been like this all day. Screenshot: Add new comment Comments Direct pay unable to access guest account for data entry reply External system temporarily not available. Please try again later reply Add new comment Your name * E-mail * The content of this field is kept private and will not be shown publicly. Comment * Notify me when new comments are posted nYzXrd Enter the code above * Enter the code without spaces.